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Terms & Conditions

  1. The organizer of the Contest is IndiaFirst Life Insurance Company Limited (hereinafter referred to as India First).
  2. The Contest shall be held on the microsite: www.museumofcovers.com. All activities in relation to this Contest and administration of the same shall be in accordance with internal guidelines of IndiaFirst.
  3. The Contest shall commence on December 21, 2019 at 9:00 am Indian Standard Time (“IST”) and will end on January 31st, 2020 at 11:59 pm IST (“Contest Period”).
  4. The Contest shall be valid for participation to Indian citizens of age 18 years and above at the time of start of Contest only.
  5. Participant(s) are required to share images of the various covers they use. The images need to be uploaded on the Museum of Covers microsite along with their name, age, email ID and caption. The participants will make sure that they have the rights to share the image and it is not copied.
  6. Each entry shall be judged inter alia, on the basis of its relevancy to the Contest, its originality, uniqueness, innovativeness, quality of creativity. The winner/s shall be decided by IndiaFirst and its decision shall be final and binding in this regard.
  7. Entries submitted without captions, name, age, and email ID will be considered null and void.
  8. Employees of and/or consultants of and/or persons hired on contract by IndiaFirst and their immediate family members are ineligible from participating in the Contest.
  9. It is the sole responsibility of the Participant(s) to ensure that the entry submitted does not infringe the rights of any third-party including rights in any intellectual property and shall be original in form. Duplicate entries and/or two or more identical entries shall be disqualified from the Contest.
  10. Participation in the Contest shall be construed as an acceptance of the terms and conditions stipulated herein. Any breach or default by a Participant of any of the terms and conditions herein shall result in immediate disqualification without notice.
  11. The Participant(s) shall ensure that the entry is decent and is not immoral, defamatory, abusive, offensive, insensitive, libelous or blasphemous to any person, religious sect or section of the society, defamatory of any person deceased or alive, etc.
  12. At the end of the Contest Period, out of all the entry/ies received within the Contest Period, thirty (30) participant(s) whose entries are valid and compliant on the aforesaid parameters and which are selected at the sole discretion of IndiaFirst shall be eligible to win the Contest.
  13. The winners shall win one exciting prize each. The prize to be awarded to each winner shall be decided at the sole discretion of IndiaFirst.
  14. The winner hereby waives all rights and grant to IndiaFirst or its affiliates, non-exclusive, unlimited, perpetual worldwide license to copy, modify and otherwise use and distribute their submission entry and/or any element of the submission, in any and all media and in any publication whether online, offline or on the internet.
  15. After dispatch of the prize, in case during transit, if any loss/damage etc. is caused / incurred, IndiaFirst will not be liable for any such loss/damage etc. Further, IndiaFirst shall not be responsible or liable for any technical disruption and/or failure and/ or any other difficulties of such nature, due to which the winner is un-reachable or any technical disruption and/or failure/ and/ or any other difficulties of such nature, due to which IndiaFirst is unable to intimate the winner(s).
  16. The prize cannot be exchanged for any product or item, is non-transferable and cannot be en-cashed under any circumstances. IndiaFirst Life Insurance Company Limited shall not be liable for any loss or damage due to Act of God, Governmental actions, other force majeure circumstances and shall not be liable to pay any amount as compensation or otherwise for any such loss.
  17. IndiaFirst may at its sole discretion extend or curtail the period of the Contest or may suspend or abandon the same at any time without any prior notice of the same.
  18. Any attempt by a Participant to deliberately damage IndiaFirst’s microsite or undermine the legitimate operation of the Contest is in violation of criminal and civil laws and should such an attempt be made, IndiaFirst reserves the right to seek damages from any such participant to the fullest extent permitted by law.
  19. No participation or other fee is required to be paid for participating in the Contest.
  20. IndiaFirst reserves the right to withdraw or amend the terms of the Contest at any time during the Contest Period, with retrospective effect, and does not take the responsibility for any loss or damage that any person / organization / contestant / nominee may suffer as a result of the Contest being withdrawn or its terms amended.
  21. Acceptance of the prize by winner shall constitute a release and discharge of IndiaFirst by each such winner (and/or their companions) from any and all liability, claims, demands, causes of action, and/or damages which the winner (and/or their companions) may have, whether known or unknown at the present time, of any nature whatsoever, arising out of or relating to: (i) the Contest, (ii) personal injury and/or property damage, theft or loss suffered by the winner (and/or their companions) as a result of the use and/or enjoyment of the prize, and/or (iii) any tax liabilities in relation to the Contest, prize and/or use or enjoyment of the same.
  22. IndiaFirst shall not be held liable for (i) any delay in performing or partial or total failure to perform any of their obligations to the winners under these terms if such delay or failure is caused by circumstances beyond the reasonable control of IndiaFirst, its respective divisions, affiliates, authorized dealers/distributors, agents, suppliers of the prize, including without limitation delays, changes, disruptions, cancellations, diversions or substitutions howsoever caused including without limitation as a result of war, terrorist action or threatened terrorist action, strikes, hostilities, civil commotions, accidents, fire, flood or natural catastrophes or (ii) from any loss, damage to property, injury, or death resulting from or related to entrant's participation or inability to participate in this Contest, or the use, misuse or inability to use the prize or any portion thereof.
  23. All disputes relating to the Contest shall be subject to the laws of India and at the sole and exclusive jurisdiction of Courts at Mumbai.